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MVNOs: Everything There is to Know About Mobile Virtual Network Operators

Date Updated:  August 21, 2025

Summary: If you’ve researched different ways to save money on your cell phone bill, you’ve probably heard of an MVNO. Or, at the very least, the ads have followed you around the internet after you’ve started that research. But what does MVNO stand for? And what actually makes it different than one of the big 3 carriers, like Verizon, AT&T, and T-Mobile? Let’s find out!

Mobile phone plans have been getting more robust — and more expensive — year after year. In 2020, the average U.S. monthly cell phone bill was $127.37. And if you’re trying to save money, you may have looked for ways to shave down your bill and considered switching to a mobile virtual network operator, or an MVNO. You might be confused as to what that actually means for your service — will your speeds be slower? Your coverage more limited? Are these reputable companies?

The short answers are: no, no, and yes. But let’s dive deeper.

What Exactly is an MVNO?

An MVNO (mobile virtual network operator) is a smaller provider that uses the network of a larger provider. The big 3 providers—Verizon, AT&T, and T-Mobile—are considered MNOs, or mobile network operators. The key difference lies in the “virtual.”

MVNOs typically lease network access at wholesale prices. In other words, they buy minutes, texts, data, and other services from their partner networks at a discounted rate, then resell them to consumers at a lower cost.

Think of the difference between an MNO and an MVNO like Costco. Its Kirkland brand products are often made by big-name companies (for example, Kirkland coffee is produced by Starbucks), but because they’re purchased in bulk and sold under the Kirkland name, customers save money.

And really, who doesn’t love saving money on their monthly bill?

Key Takeaways

  • Save Money on Mobile Service: Switching to an MVNO can significantly lower your monthly phone bill while providing reliable service.
  • Flexibility and Control: MVNOs offer a variety of customizable plans, so you can select one that fits your needs and budget.
  • Simple Transition Process: Moving to an MVNO is straightforward and typically allows you to keep your phone and number.
  • Stay Up to Date with Tech: Following resources like EarthLink’s Blog can help you stay informed about the latest digital trends and tips.
  • Fast and Secure Internet: EarthLink provides reliable internet services paired with outstanding customer support

What Are the Drawbacks of Using an MVNO?

Well, for the most part, it just means that you’re able to save money while still having the same coverage as you would on a big network. If you’re currently using T-Mobile and know that you get great service, stick with an MVNO who uses T-Mobile’s network.

The only difference you might see is during peak usage times (or in crowded areas, like a sporting event or concert, where thousands of people are trying to use their phones at the same time). The MNO carrier might prioritize their customers ahead of any MVNO customers. You’ll still be able to access the network, you’ll just have to wait a little bit longer.

What Are the Benefits of Using an MVNO?

Using an MVNO can have a lot of benefits, especially because there are so many to choose from! There are roughly 139 MVNOs, but only 3 network operators since T-Mobile and Sprint merged in 2020. Many MVNOs have a specific audience that they’re marketing to, but nearly all of them provide some similar benefits, like:

  • Reduced Pricing: Whether you only need a few gigabytes of data to get you through the month or you’re looking for an unlimited plan, MVNOs are often cheaper than the parent network.
  • Prepaid Plans: While this might remind some people of the early cell phone days, prepaid plans have benefits like no overage fees and no credit checks.
  • Bring Your Own Phone: If you’ve got an unlocked mobile phone that you love, you can bring it with you. That way you don’t have to buy a new phone or be stuck in an endless contract where as soon as you pay your device off, it’s time to buy a new one. However, if you’re in the market for an upgrade, most MVNOs offer devices and payment plans.

Of course, different MVNOs have different benefits, so be sure to do your research before signing up. Our favorite things to look for? A variety of plans to fit your needs, no contracts, no activation fees, and 5G speeds.

MVNOs sound great, right? So, how do you get one?

How to Get an MVNO Plan

Ready to save money on your wireless bill? Switching to an MVNO (Mobile Virtual Network Operator) is easier than you might think. Follow these simple steps to make the switch without any hiccups.

1. Research and Choose an MVNO Provider

Start by comparing MVNOs based on your unique needs. Things to consider include:

  • Coverage area: Does the MVNO use a network that offers reliable coverage in your area?
  • Plan pricing and features: Are the plans affordable and tailored to your required data, talk, and text needs?
  • Device compatibility: Do they allow you to Bring Your Own Device (BYOD) or offer great deals on new phones?
  • Customer reviews: What are other subscribers saying about their experiences?

For example, providers like EarthLink Wireless offer nationwide coverage with affordable, no-contract plans.

2. Gather Info from Your Current Carrier

Before making the switch, collect these key details from your current provider:

  • Account number
  • Account PIN or password
  • Billing ZIP code

These details will come in handy when transferring your number or account to your new provider.

3. Decide on Your Phone and Number

Next, you’ll need to choose whether you’ll:

  • Keep your current phone: Confirm compatibility and prepare to swap SIM cards if needed.
  • Bring your number or get a new one: Decide if you’ll port your existing cell number or start fresh.

If you’re getting a new phone, it’s often ready to use as soon as your MVNO plan is activated.

4. Don’t Cancel Your Current Plan Too Soon

This is a critical step. Wait until your new MVNO plan is active before canceling your old service. Canceling prematurely could leave you temporarily without mobile service. And nobody wants to feel like they’re stuck in the 1980s without a cell phone!

5. Activate Your New Plan and Start Saving

Once your new plan is activated, you’re all set! Here’s what to do next:

  • Test your service to ensure everything is working perfectly.
  • Confirm your that your number transferred, if applicable.
  • Start enjoying lower bills while maintaining reliable coverage.

Stay Connected with MVNOs to Get Lower Costs

Switching to an MVNO doesn’t just save money; it gives you more choices and control over your wireless plan. Explore your options, follow the simple steps outlined above, and enjoy the benefits of affordable, reliable mobile service.

Looking for even more ways to stay savvy with tech? Stay up to date on all things digital with EarthLink’s Blog. Ready for fast, secure internet and exceptional customer support? Call us today at 833-702-3149!

FAQs

What is an MVNO?

An MVNO, or Mobile Virtual Network Operator, is a smaller wireless provider that uses the network infrastructure of larger carriers like Verizon, AT&T, or T-Mobile. MVNOs purchase minutes, texts, and data at wholesale prices and pass the savings on to their customers. Think of them as the “Costco” of mobile service providers!

How is an MVNO different from a traditional carrier?

While traditional carriers, also known as Mobile Network Operators (MNOs), own and operate the infrastructure (like cell towers), MVNOs “rent” access to that network. The main difference is that MVNOs often offer more affordable and flexible plans by eliminating the overhead and locking contracts associated with bigger carriers.

Will I have the same coverage with an MVNO as I do with a major carrier?

Yes! MVNOs use the networks of major carriers, so their coverage is identical. For example, if your area gets strong reception with T-Mobile, then an MVNO on T-Mobile’s network will offer the same coverage.

Are there different types of MVNOs?

Yes, some MVNOs partner with multiple carriers to expand their coverage. Others partner with one carrier to better focus on the customers who are serviceable in that area.

Think of companies like Verizon, AT&T, and T-Mobile all have MVNOs that use their own networks.

Michelle Ricker

Michelle Ricker

Michelle Ricker is the Content Marketing Manager for EarthLink. She's an internet expert who loves to break down why connectivity topics are relevant to everyday life. With more than five years of writing experience, she thrives on storytelling and well-placed punctuation. She graduated with her M.A. from the University of Cincinnati but currently lives and works in Atlanta.

See all posts from Michelle Ricker.